Terms of Use

1. Purpose of this Site

This Site is provided for:

• Information about Totum as payment and compliance infrastructure for Australian construction; and
• Collection of waitlist registrations and feedback from interested users.

Totum is not yet available for general use.

Nothing on this Site constitutes legal, financial or construction advice.

2. Eligibility

By using this Site, you confirm that:

• You are at least 18 years old (or the age of legal capacity in your jurisdiction); and
• You have authority to provide information on behalf of yourself and/or your organisation.

3. Waitlist registration

If you submit your email and details to join the waitlist:

• You agree to provide accurate information.
• You authorise us to contact you about Totum, including launch announcements, early access opportunities and related updates.
• Joining the waitlist does not guarantee access to Totum, early access or any specific feature or pricing.

We may, at our discretion, prioritise or limit access to Totum (for example, by role, geography or project size).

4. Intellectual property

Unless otherwise stated:

• All content on this Site, including text, layouts, graphics, logos, icons, images and designs, is owned or licensed by FIVO Pty Ltd.
• “Totum” and associated branding are used by FIVO and may be protected under trade mark and other intellectual property laws.

You must not:

• Copy, reproduce or distribute content from this Site except for personal, non-commercial reference;
• Remove or alter any copyright, trade mark or other proprietary notices;
• Use any content to build a competing product or service.

5. Acceptable use

You agree not to:

• Use this Site for any unlawful, fraudulent or abusive purpose;
• Attempt to gain unauthorised access to any systems, data or accounts;
• Introduce viruses, malware or other harmful code;
• Interfere with or disrupt the operation of the Site.

We may restrict or terminate your access to the Site if we reasonably believe you have breached these Terms.

6. No warranties

This Site and its content are provided on an “as is” and “as available” basis.

To the maximum extent permitted by law, we:

• Do not warrant that the Site will be error-free, uninterrupted or free of harmful components;
• Do not guarantee that any information on the Site is complete, up to date or suitable for your specific circumstances.

You are responsible for how you use any information obtained from this Site.

7. Limitation of liability

To the maximum extent permitted by law:

• FIVO Pty Ltd and its directors, officers, employees and agents are not liable for any indirect, incidental, special, consequential or punitive damages arising out of or related to your use of this Site, including loss of profits, revenue, data or business opportunities.
• Our total liability for any claim arising out of or relating to the Site is limited to AUD $100.

Nothing in these Terms excludes or limits any liability that cannot be excluded under applicable law (for example, consumer guarantees under Australian Consumer Law).

8. Third-party links

This Site may contain links to third-party websites or services. We are not responsible for:

• The content, accuracy or policies of third-party sites; or
• Any loss or damage arising from your use of them.

You access third-party sites at your own risk.

9. Governing law

These Terms are governed by the laws of New South Wales, Australia, and you submit to the non-exclusive jurisdiction of the courts of New South Wales and the Commonwealth of Australia.

10. Changes to these Terms

We may update these Terms from time to time. The “Last updated” date at the top will indicate the latest version. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.