Totum

Disclaimer

Disclaimer – Totum Pre-Launch Site

Last updated: 26 November 2025

The information on this Site is provided by FIVO Pty Ltd in connection with Totum, a payment and compliance infrastructure product under development for the Australian construction industry.

1. No legal, financial or construction advice

All content on this Site is general information only. It:

  • Does not constitute legal, financial, tax, accounting, construction or other professional advice;
  • Does not take into account your specific circumstances, projects or contracts.

You should seek independent professional advice before acting on any information related to payments, contracts or compliance, including obligations under Security of Payment Acts (SOPA) or similar legislation.

2. Product in development

Totum is currently under development and not available for general use.

  • Any descriptions of features, workflows or benefits are indicative only and may change without notice.
  • We do not guarantee that any described functionality, integrations or compliance support will be available in the final product or in your region.

3. No guarantee of outcomes

We cannot and do not:

  • Guarantee that using Totum (once available) will prevent payment disputes, delays, insolvencies or losses;
  • Guarantee any particular commercial, financial or legal outcome.

Use of any future Totum product will remain subject to separate terms and conditions.

4. Accuracy and completeness

We aim to keep information on this Site accurate and current, but:

  • Content may become out of date over time or due to changes in law, regulations or market conditions.
  • We make no warranties as to completeness, accuracy or suitability.

You use this Site at your own risk.